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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

The Credit Risk Review Officer II will provide the Risk Committee of the Board of Directors with an independent assessment of credit risk within the loan portfolios by performing individual transaction reviews to assess adherence to Truist credit policies, procedures and banking regulations. Verify the accuracy of the assigned risk rating and assess the quality of credit underwriting and structuring. Identify and elevate exposures that are outside of Truist's lending limits, risk appetite or are not consistent with prudent lending standards.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Completes moderately complex to complex credit transactions reviews with only moderate level of oversight

2. Solid knowledge of credit risk underwriting, transaction structuring, Truist risk appetite, and credit documentation as well as risk management principles and controls and broad-based business practices.

3. Moving towards development of significant knowledge or expertise in an area of credit risk; supports other team members in developing new areas of credit knowledge/skill

4. Solid understanding of banking and lending practices, financial analysis, accounting rules and credit products.

5. Demonstrates ability to vet differences with business partners on a range of transactions and come to solid and supportable conclusions

6. Ability to conduct meetings with different partners and management, and follow-up on corrective action.

7. Serves as Reviewer in Charge for Targeted or Horizontal reviews with little oversight

8. Strong written and verbal communication skills, including interactions with senior management

9. Attends portfolio level and risk management meetings as needed

10. Proactively makes recommendations for CRR's continuous improvement and teammate well-being

11. Lead reporting activities, including in depth analysis of results and determination of trends or themes for specific business units or across the enterprise.

QUALIFICATIONS

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Bachelor's degree or an equivalent combination of related education and work experience.

2. 12 years of risk related work experience

3. Solid analytical and decision making skills

4. Solid organizational, interpersonal, communication, facilitation and negotiation skills

5. Solid experience and competency in relationship and project management.

6. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

Preferred Qualifications:

1. Commercial Credit Analysis skills

2. Ability to review Leveraged Lending credits

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site (https://benefits.truist.com/)

. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.

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