Job Information
D.R. Horton, Inc. Jr. Credit Underwriter in Austin, Texas
D.R. Horton, Inc., the largest homebuilder in the U.S.,was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information.
D.R. Horton, Inc.is currently looking for a_Jr. Credit Underwriter_. The right candidate will be responsible for the underwriting of conventional loans.
Essential Duties and Responsibilitiesinclude the following. Other duties may be assigned.
- Participate in training program designed to learn all facets of conventional underwriting
- Underwrite and make credit decisions on loans received daily that have been assigned by the Underwriting Manager
- Be proficient in conventional guidelines and corresponding investors
- Prioritize RUSH’s and newly submitted loans to meet the required turn-around time
- Perform loan decisioning functions in the Loan Origination System (Encompass)
- Prior to declining a loan, submit it to the Underwriting Manager for an in-depth second review. If Underwriting Manager concurs with decision to decline, notify the branch
- Maintain frequent contact with the Processors, Loan Officer Assistants, Mortgage Loan Originators and Branch Managers
- Review conventional appraisals when applicable
- Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
- Ability to work overtime
Education and/or Experience * High school diploma or general education degree (GED) * One to two years of experience in the mortgage industry * Ability to effectively communicate using strong written and verbal skills * Ability to multitask and provide attention to detail * Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications * Proficiency with MS Office and email * Ability to sit for majority of 8-hour workday; use hands and fingers to handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision * The noise level is generally moderate
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Preferred Qualifications * Bachelor’s degree from a four-year college or university a plus
Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
- Medical, Vision and Dental
- 401(K)
- Employee Stock Purchase Plan
- Flex Spending Accounts
- Life Insurance
- Vacation, Sick, Personal Time and Company Holidays
/Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2/
Followus on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings!
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Job: *Underwriting
Organization: *Mortgage
Title: Jr. Credit Underwriter
Location: TX-Austin
Requisition ID: 2401610