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Firm Risk Management - Corporate Credit Officer, VP

Company Profile Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries.

As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture.

Department Profile The cornerstone of Morgan Stanley's risk management philosophy is the execution of risk-adjusted returns through prudent risk-taking that protects Morgan Stanley's capital base and franchise. Risk Management protects the Firm from exposure to losses resulting from defaults by our lending and trading counterparties.

Credit Risk Management (CRM) evaluates credit risk transactions and approves rejects or modifies them considering the availability and appropriateness of arrangements for reducing risk or risk mitigation. The department also assigns Internal Credit Ratings; establishes and manages credit risk limits in accordance with the risk tolerance established by the Board; monitors and reports on credit risk exposures on a regular basis to the Chief Risk Officer and Firm Risk Management. CRM also interacts with business units to ensure that credit risk assessments are factored into business decisions.

Primary Responsibilities This is a multi-faceted role responsible for coverage of Corporate Credit portfolio across Asia with primary responsibilities including the evaluation of new transactions and managing a growing portfolio of existing loans with a high focus on Commercial Real Estate (“CRE”) transactions.

The role will have the following key responsibilities:

· Perform credit due diligence and analysis and make recommendations on credit approval/ risk appetite on lending and derivatives counterparties to the Firm.

· Conduct due diligence calls/ meetings/ site visits with clients, perform independent research and establish credit ratings of counterparties.

· Conduct industry research and develop sovereign and macro risk views as need to support decision making.

· Assess and approve transactions including general corporate lending, leverage finance loans, commercial real estate loans or other structured credit/ private financing, ranging from $20M to $1bn in size.

· Collaborate with origination teams and regional credit coverage team on structuring and documentation for proposed transactions.

· Assess progress of syndication efforts against proposed and approved targets

· Prepare loan approval memos and annual/ quarterly review memos.

· Monitor portfolio quality on an ongoing basis and recommend rating actions / asset classifications etc.

· Presentation to Credit Senior management, the Firm’s Credit Committee, and other internal and external stakeholders.

Qualifications/ Requirements

· Bachelor’s degree preferably in Business Administration, Finance or Economics. MBA or CFA strongly preferred.

· At least 8 years of credit analysis experience in the financial services industry

· Masters or equivalent professional qualification (CFA, CA, CPA, etc)

· Strong fundamental credit analysis and research skills (knowledge of Asia Pacific corporates preferred)

· Experience working on corporate finance and loan transactions e.g. leverage finance, private credits, structured credits, and/or asset backed loans

· Excellent written and verbal communication skills with ability to quickly establish credibility with regional and global credit coverage team.

· Good team player with strong initiative and appetite to learn in a fast-paced environment.

· Demonstrable track record of working under pressure and managing multiple projects with limited supervision.

· Experience with CRE Warehouse structures and collateral. Willingness to broaden work scope to securitization and warehouse transactions outside of commercial real estate (preferred)

· Familiarity with derivatives and derivatives documents (ISDA/CSA/NAFMII) - optional

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.”

Job: *Credit Risk

Title: Vice President - Credit Risk (Risk Management)

Location: Non-Japan Asia-India-India-Mumbai (MSA)

Requisition ID: 3249399