VetJobs - The Leading Military Job Board

General information

Ref # 17323

Remote? No

Ally and Your Career

*

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

The Opportunity

We are looking for a dynamic professional to join our portfolio credit strategy team. You will help shape credit strategy that will have direct impact to the credit card portfolio. This is an opportunity to join a highly talented and driven team working on solutions to core business problems using cutting-edge analytics.

Ally work locations for this role are Lewisville TX, Wilmington DE, or Charlotte NC. Hybrid schedule with 3 days in office and 2 from home office.

The Work Itself

• Drive credit strategies for existing credit card customers. Strategy treatment areas include Credit Line Increase, Closure, Multicard, Product Upgrades, Balance Build, Purchase Stimulation and Retention
• Maintain close integration with Acquisition Strategy counterparts to ensure a tight feedback loop across Acquisition and Portfolio Valuations and Strategies.
• Partner with Decision Science/Modeling partners to influence the statistical model development to be used in portfolio strategies.
• Advance an integrated test-and-learn agenda in concert with the Marketing functions, that seeks to optimize the outcomes.
• Develop and implement analytical frameworks to monitor empirical results of various test and roll-out programs.
• Conduct ad-hoc analyses to drive insights on performance and identify opportunities to optimize the strategy.
• Manage and update valuation models that estimate the unit economics at a highly granular level. Estimate and frequently update the loss and revenue curves for various segments to continually improve the accuracy of valuations and the associated strategies.

The Skills You Bring

• 4+ years of relevant experience in a quantitative field required OR Bachelor's degree with 3+ years of relevant experience OR Master's degree with 2+ years of relevant experience
• High degree of expertise with SQL, Excel, and PowerPoint.
• Expertise with Python, Power BI, or other data analysis tools.
• Understanding of unsecured credit as well as extensive knowledge of financial analysis, effective risk management practices, and analytical methodologies.
• Experience in financial services or consulting or corporate strategy.
• The candidate must be extremely comfortable working hands-on with large analytical datasets to perform complex analysis and extract business insights.
• Demonstrated ability to learn rapidly and solve problems dynamically.
• Self-starter; comfortable with ambiguity and open-ended problems.
• Excellent verbal, written, and interpersonal communication skills.
• Demonstrated structured and critical thinking ability.

How We'll Have Your Back

*

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including: * Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting. * Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs. * Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. * Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts. * Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range:

Emerging: 110000

Experienced: 145000

Expert: 180000

Incentive Compensation: This position is eligible to participate in our annual incentive plan