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Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Purpose of the role

Responsible for preparing simple and robust credit applications for Corporates across a variety of industries in country and across the region. Also, support in monitoring the department/Branch credit portfolio including but not limited to borrower ratings, credit due date control and collaterals to identify any credit risks to the department.

Job Responsibilities:

• Develop and maintain strong stakeholder management with key stakeholders within MUFG

• Work in partnership with colleagues across the region to deliver an integrated service for our customers.

• Work in partnership with Relationship Managers in the country to support the team in resolving any complex credit processes or credit operational issues

• Work in partnership with Relationship Managers and Credit department in other Branches to support transactions booked in other Branches balance sheet

• Work in partnership with Credit Division to resolve any complex credit application issues and share various credit reports prepared by the team

• Collect relevant information from relationship managers and prepare credit applications for approvals, ensuring that thorough analysis has been performed including analysis of cash flow projections.

• Review borrower ratings in accordance to MUFG’s guidelines and policies.

• Monitor due date controls to support the credit facility renewal and ensure that covenant checks are completed in a timely manner.

• Prepare reports to monitor submission of documents on covenants checks to ensure that credit applications are appropriately supported.

• Support in updating local credit policies to ensure alignment with all relevant regulations.

• Support the delivery of timely process improvement initiatives for the department.

• Support in assessing the health of department’s credit portfolio, including but not limited to borrower rating and collaterals control

• Support in internal and external audits by coordinating activities for the department.

• Maintain good working knowledge of industry trends, products, relevant laws and regulations.

• Adhere to all company policies as well as guidelines

Job Requirements:

• Degree qualified

• Minimum 1 year of corporate credit experience

• Candidates with no experience but has prior accounting or credit internship experience may also be considered.

• Experience in preparing credit application

• Good analytical skills to interpret large and complex data sets and ability to identify implications of data sets.

• Good communication and presentation skills

• Good knowledge of industries and economic environment in the region.

• Detailed understanding of Bank’s products and their risks.

We regret to inform that only shortlisted applicants will be notified.

MUFG Bank Ltd & MUFG Securities Asia Limited (collectively referred to as “MUFG”) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

Our Culture Principles

• Client Centric

• People Focused

• Listen Up. Speak Up.

• Innovate & Simplify

• Own & Execute