Job Information
Ent Credit Union Mortgage Loan Officer - 743999982741433 in Westminster, Colorado
Company Description
Ent Credit Union exists to improve the financial quality of life of the people we serve. This mission drives us every day, but we are more than our mission. We're also individuals using our unique abilities to make our organization, and the communities we serve, better than they were yesterday. We're a not-for-profit that puts people above profits and actively invests in our community. Our rapidly growing team is expanding our reach to serve more people throughout Colorado. To spread our mission far and wide, we need people like you. If you're interested in a paycheck with a purpose, apply with us today. Our people make the difference, and we truly believe you are our greatest asset.
Job Description
The primary purpose of this position is to work with Ent's members and potential members to assist them in identifying and securing a mortgage loan that is appropriate for achieving their financial goals, including home ownership. Mortgage loan officers respond to and follow up on member inquiries that come from multiple sources. The loan officer will collect and analyze the member's financial information and assess the member's financing circumstances to determine which mortgage product might best fit their needs. This includes reviewing competing offers from other mortgage lenders and understanding the positive and negative features of many loan products.
This position will have a business focus on the Boulder area
Essential Functions External Realtor/Business development contacts, events, shows, seminars, education, and committees. Take applications and review initial findings and decisions. Analyze asset, income and DU required data independently. Collect data and appraisal fees. Continuing education. Refer to other Ent departments (EIS/CRE/Etc). Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Qualifications
Minimum Formal Qualifications for this Position High School Diploma/G.E.D. or equivalent. 1+ years' of mortgage industry origination or sales experience. 5+ years' of mortgage experience with 2+ years in mortgage sales origination. Pref
Each year of relevant work experience may be exchanged for a year in a relevant degree program or vice versa. For example, a requirement of a bachelor's degree in accounting and 2+ years of account experience could be substituted for a high school diploma and 6 years of relevant accounting work experience or a master's degree in accounting and 0 years of work experien
Technical or Specialized Knowledge/Skills: Detailed understanding of FNMA, CHFA, FHA, and VA products and underwriting requirements Understanding of Non-profit down payment programs available to members Desktop Underwriter (DU) knowledge Strong technical experience to include; PC's, excel, database software and web knowledge Strong external sales and networking skills Excellent communication skills
Certifications Required:
NMLS Registration in good standing. required Driver's license with acceptable driving record. required
Environmental, Physical and Psychological Requirements
Standing - Occasionally Walking - Occasionally Sitting - Frequently Lifting - Rarely (40 Lbs) Carrying - Rarely Pushing - Rarely Pulling - Rarely Balancing - Rarely Stooping - Rarely Kneeling - Rarely Crouching - Rarely Crawling - Rarely Reaching - Occasionally Handling - Occasionally Grasping - Occasionally Feeling - Occasionally Talking - Frequently Hearing - Frequently Repetitive Motions - Frequently Eye/Hand/Foot Coordination - Occasionally Noises louder than normal speaking volume - Occasionally Temperature Changes - Rarely Atmospheric Conditions - Rarely
Additional Information
The pay range for this position is: $60,500 per year
This position is eligible for commissions.